Payment Tactics To Harness Peak Season’s Full Potential
September 05, 2023
Backbase built the AI-native Banking OS – the operating system that turns fragmented banking operations into a Unified Frontline. Customers, employees, and AI agents work as one across digital channels, front-office, and operations. 120+ leading banks run on Backbase across Retail, SMB & Commercial, Private Banking, and Wealth Management. Recognized by Forrester, Gartner, and Datos as a category leader, Backbase was founded in 2003 by Jouk Pleiter and is headquartered in Amsterdam, with teams across North America, Europe, the Middle East, Africa, Asia-Pacific, and Latin America.
As a Backbase Strategic Partner with 1,000+ experts operating across Vietnam, Australia, Singapore, Japan, Thailand, Indonesia, Korea, the US, and the UK, SmartOSC deploys and configures the Banking OS for banks across APAC – with pre-built, localized solutions that reduce implementation cost by up to 60% and get banks to market in as little as four months.
We have designed three banking solutions for local market specifications, helping reduce cost and fasten implementation time.


We built solutions designed for local market specifications, helping reduce cost and fasten implementation time
Years in partnership
Certified experts including business and technical resources
Successful launches
Our complete, ready-to-go solutions are trusted by industry’s top names


















SmartOSC has played a key role in accelerating their digital transformation and setting new standards for banking innovation in Vietnam and across the APAC region.
OCB OMNI 4.0 has set a new standard in the digital banking sector with features that meet the immediate satisfaction, speed, and convenience needs of Vietnamese consumers.
SmartOSC participated as a silver sponsor at the IDC & Backbase Leadership Banking Insights Forum 2023 in Malaysia, Indonesia and Thailand.
SmartOSC received the recognition in the Vendor category for its outstanding digital implementation capabilities, helping to reduce implementation costs by up to 60%.
SmartOSC has been announced as a gold winner for IT Solutions for Financial Services at the 18th annual Globee Information Technology Awards 2023.





Move from outdated legacy roadblocks to simplified engagement in the blink of an eye
Our solution is a catalog of pre-built banking modules that can be mixed and matched on-the-fly to build a bank while minimizing implementation risks.
Our Backbase-driven solution provides retail banks with a powerful AI-native Banking OS that covers the full customer lifecycle, from acquisition to retention.


Entrepreneurs need banking that works hard for them. With our solution, you can become the go-to business banking app: from bill payments and payroll, to loan applications and cash flow forecasting.
Get ready to transform fragmented banking operations, reduce market risk, and continuously enhance the customer experience with our pre-built features.
Help banks thrive in the modern financial and business environment
With access to the world-class excellence of Backbase, SmartOSC has solutions tailored for each local market. SmartOSC is also partnered with industry leaders such as Facetec and CRIF.
Improve the efficiency of your organization, support business growth
With an experienced team in digital banking as well as platforms, and proven case studies across the region, our customers can reduce implementation costs by up to 60%.
optimizing the digital experience.
Companies can start generating revenue from their products sooner
By using our out-of-the-box banking modules, banks can shorten their time to market when going digital by implementing their first MVP within four months.
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