Fintech
Revolutionize the Finance industry
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Your perfect partner to create a future-proof digital bank.
Driven by new challengers, the industry is changing fast. Legacy banks are facing competition from inside and outside finance too – big tech, armed with deep pockets and loyal audiences, are getting involved.
To help banks thrive in this environment, our digital banking solutions leverage our partners technology to meet increasingly lofty consumer expectations and ensure banks are equal to any challenge set before them.
We cover your brand’s needs through our digital experience and commerce platform capabilities. Different platforms offer distinct features and advantages, so through in-depth assessment and microservice development, we determine the optimum solution for you.

Our clients
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How can we help?
Your banking challenges resolved

Omnichannel Banking

Modular Banking

Open Banking

Smart Banking
Our solutions
Your banking challenges resolved

Digital Banking

Loan origination system

eKYC

Core Banking
Explore our own Retail Banking Solution
SmartOSC strives to transform retail banking through Backbase
Localize world-class banking experience
Help banks thrive in the modern financial and business environment
With access to the world-class excellence of Backbase, SmartOSC has solutions tailored for each local market. SmartOSC is also partnered with industry leaders such as Facetec and CRIF.
Boost cost efficiency
Improve the efficiency of your organization, support business growth
With an experienced team in digital banking as well as platforms, and proven case studies across the region, our customers can reduce implementation costs by up to 60%.
optimizing the digital experience.
Optimize time-to-market
Companies can start generating revenue from their products sooner
By using our out-of-the-box banking modules, banks can shorten their time to market when going digital by implementing their first MVP within four months.
Success stories
Imagine your company finding the same success.
Ricoh



Our partners
Our valued tech partners are the secret to your success











